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Privacy Policy

Last Updated: February 2026

Your privacy is paramount. This policy explains how ValuWiki handles your data in compliance with applicable privacy regulations.

1. Data Collection

We collect the following types of information:

  • Account Information: Name, email, and authentication data via Clerk
  • Payment Information: Billing details processed securely via Stripe
  • Usage Data: Platform interactions, research queries, and analytics via PostHog
  • Generated Content: AI analysis results and user research history

2. Data Usage and Legal Basis

We use your personal data for the following purposes:

  • Service Provision: To provide institutional investment analysis (contractual necessity)
  • Platform Improvement: To enhance AI models and user experience (legitimate interest)
  • Communication: To send service updates and respond to inquiries (contractual necessity)
  • Compliance: To meet legal and regulatory obligations

We do not sell your research history or personal data to third parties. We do not use your data for investment advice or recommendations.

3. Data Sharing and Third Parties

We share data only with essential service providers:

  • Clerk: Authentication and user management
  • Stripe: Payment processing (PCI DSS compliant)
  • PostHog: Privacy-focused analytics
  • Vercel: Hosting and infrastructure

4. Data Retention

We retain personal data for as long as necessary to provide services and comply with legal obligations. Users may request account deletion at any time.

5. Your Rights

Under applicable privacy laws, you have rights to:

  • Access your personal data
  • Correct inaccurate information
  • Delete your account and associated data
  • Export your data in a portable format
  • Restrict or object to certain processing

6. Security Measures

We implement industry-standard security measures including:

  • Encryption of data at rest and in transit
  • Secure authentication via Clerk
  • Regular security monitoring and updates
  • Access controls and audit logging

7. International Data Transfers

Data may be processed in the United States and other jurisdictions where our service providers operate. We ensure appropriate safeguards are in place for international transfers.

8. Contact Information

For privacy-related inquiries, contact us at privacy@valuwiki.com. We will respond within 30 days of receipt.