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Terms of Service

Last Updated: February 2026

Welcome to ValuWiki. By using our services, you agree to these terms.

IMPORTANT DISCLAIMERS

NOT INVESTMENT ADVICE: ValuWiki provides informational content only. Nothing on this platform constitutes investment advice, recommendations, or solicitation to buy or sell securities.

NO FIDUCIARY DUTY: ValuWiki is not a registered investment adviser and owes no fiduciary duty to users.

AI-GENERATED CONTENT: Content is produced using artificial intelligence and may contain errors despite sourcing to regulatory filings.

1. Informational Purpose Only

ValuWiki provides institutional analysis of publicly traded companies for informational purposes only. Users must:

  • Conduct their own research and due diligence
  • Consult with qualified financial advisors before making investment decisions
  • Understand that past performance does not guarantee future results
  • Recognize that all investments carry substantial risk of loss

2. AI Content Limitations

Our AI systems analyze regulatory filings and public data, but users acknowledge that:

  • AI-generated content may contain errors, omissions, or inaccuracies
  • Information may become outdated between updates
  • Users must independently verify all information before relying on it
  • ValuWiki disclaims all warranties regarding AI-generated content accuracy

3. Risk Warnings

Investment risks include but are not limited to:

  • Total loss of principal
  • Market volatility and liquidity risks
  • Sector-specific and company-specific risks
  • Regulatory and political risks

4. Accounts and Billing

Subscription tiers and credits are managed via Clerk and Stripe. All sales are final unless otherwise required by law. Users are responsible for monitoring their usage and subscription status.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VALUWIKI AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO INVESTMENT LOSSES, ARISING FROM USE OF THIS PLATFORM.

6. Regulatory Compliance

This platform complies with applicable securities laws by providing informational content only. Users in regulated industries should consult legal counsel regarding their use of this platform.