Terms of Service

Last updated: September 2025

By accessing or using ValuWiki, you agree to these Terms. Read them carefully.

1. Who We Are

ValuWiki Inc.
4450, 1007 N Orange St. 4th Floor
Wilmington, DE, New Castle, US, 19801

2. Use of Services

Use ValuWiki for research and informational purposes. Don't misuse the platform, interfere with security, or violate laws.

3. Intellectual Property

All content — text, graphics, logos, software — is property of ValuWiki Inc. or licensors. No copying, modifying, or reverse engineering without written consent.

4. Privacy & Data Use

Your trust is central.

Private by default. Files stay private to your account.
Optional syncs. Drive integrations require explicit consent.
No training without opt-in. Documents never used to train models.

See our Security & Privacy page for details.

5. User Accounts and Conduct

Secure your login credentials. You're responsible for account activity. Misuse results in suspension or termination.

6. Disclaimer — AI-Generated Content

ValuWiki generates outputs from your content and public sources using AI models.

No investment advice. Not a registered adviser or broker-dealer.
Research support only. Don't rely on outputs for investment decisions.
Your responsibility. Review and verify all outputs. Consult professionals before decisions.
Liability disclaimer. No liability for decisions based on AI content.

7. Indemnification

You indemnify ValuWiki Inc. from claims arising from your use or violation of these Terms.

8. Limitation of Liability

Liability limited to the greater of $100 or fees paid in prior 12 months. No liability for indirect or consequential damages.

9. Governing Law & Dispute Resolution

Governed by Delaware law.

Disputes resolved by binding arbitration (AAA Commercial Rules) in New Castle County, Delaware.

No class actions or class-wide arbitration.

10. Changes to Terms

We may modify these Terms. Updated Terms posted with new date. Continued use means acceptance.

11. Contact

Questions about these Terms?

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